Graduate PLUS Loans
Instructions listed here are for those graduate students who wish to borrow through the federal PLUS loan program.
Please complete the online application in order to confirm your PLUS loan lender and amount you wish to borrow. You can borrow up to the total estimated cost of attending CCA less other financial aid.
Note: You must complete the CCA confirmation process even if you have already contacted a bank directly.
You may compare lenders on our preferred lender list using the application listed above. You can borrow from any lender that participates in the PLUS loan program, including unlisted lenders on our preferred list.
For additional information on the terms of PLUS loans, visit Educational Loans.
If you prefer not to complete the PLUS loan confirmation and application online, you can download, print, and mail or fax a copy to CCA's Financial Aid Office. Please contact us for mailing and faxing information. If you use the hardcopy confirmation form, you will need to contact your lender to obtain a Master Promissory Note in order to complete the process.
Important Notes
- Repayment of graduate PLUS loans begins immediately after you graduate or cease to attend school at least half time.
- Graduate PLUS loans offer a better deal for the majority of students than alternative loans.
- This is a credit-based, educational loan program. Federal standards of creditworthiness are more flexible than those used for private/alternative, nonfederal educational loan programs. If you do not meet the federal credit requirements, you can still receive a loan provided you obtain an eligible endorser (cosigner).
- Your lender must review your credit (and your cosigner's credit, if applicable) each time you apply for a graduate PLUS loan. Borrowers should carefully evaluate and compare all available loan options before applying for a PLUS loan.