Note: On June 3, 2013, a link to the online waiver website, including instructions, deadlines, and policies, will be emailed to all students. Please read and pay close attention to all emails and notices pertaining to this change.

If you wish to waive CCA’s Kaiser Health insurance plan, please take the time NOW to evaluate your own insurance, to see if it will meet the waiver requirements.

The following frequently asked questions are intended to provide currently registered California College of the Arts students -- continuing students and new CCA admits alike -- with information about the online insurance waiver process.

What if I receive the error message that my "information does not match the stored data?" Answer »

What are the deadlines for submitting my health insurance waiver application? Answer »

I already have personal health insurance. What benefits does my plan have to offer in order for me to waive participation in the CCA plan? Answer »

Do I have to complete a waiver application each academic year? Answer »

Do I have to complete a waiver application each semester? Answer »

How do I apply for a waiver? Answer »

What information is required to complete the waiver application? Answer »

I do not have all the information to complete the waiver application. What should I do? Answer »

How will I know if my waiver application has been approved or denied? Answer »

If my waiver application is denied, what options do I have? Answer »

I have waived the CCA Student Health Insurance, but I no longer have comparable personal health insurance. What should I do? Answer »

What if I have already been approved for a waiver in the online system now wish to reverse that and participate in the school’s health insurance? Answer »

What if I receive the error message that my "information does not match the stored data?"

If you haven't registered for classes, the online waiver system will not be able to recognize you. You can be added to the system (even if you haven't registered yet) by emailing Suzanne Raffeld, Director of Access & Wellness Services at sraffeld@cca.edu. Please include the following information in your email:

Name
CCA ID Number
Date of Birth

What are the deadlines for submitting my health insurance waiver application?

The application to waive participation in the CCA Student Health Insurance must be completed and submitted online no later than 11:59 p.m. on September 13, 2013 for the FALL 2013 term, or no later than 11:59 p.m. on Friday, January 31, 2014 for the SPRING 2014 term.

I already have personal health insurance. What benefits does my plan have to offer in order for me to waive participation in the CCA plan?

Your insurance plan must meet the following criteria below in order to waive participation in the the CCA health insurance.

• plan must be owned, headquartered and operated in the United States.
• plan must plan provide emergency care within 50 miles of California College of the Arts.
• plan must provide primary care services within 50 miles of California College of the Arts.
• plan’s annual maximum benefit must be at least $500,000.
• plan must have inpatient and outpatient mental health benefits.
• plan must offer unlimited prescription benefits.
• plan must offer full coverage for all preexisting conditions.

The insurance plan of all international students must also meet the additional criteria below in order to waive out:

• plan must cover repatriation of remains in the amount of $7,500 or more.
• plan must cover medical evacuation expenses of the international student to his or her home country in the amount of $10,000 or more.

J-1 international students must also meet Department of State requirements in order to be waived. These additional criteria are listed below:

• plan deductible not to exceed $500 per accident or illness.
• if a copy of your insurance policy is requested, you must be able to provide a copy written in English showing benefit amounts in US dollars.

Do I have to complete a waiver application each academic year?

Yes. Your approved waiver is effective for the current academic year only. If you want to waive participation for the next academic year, you must file another waiver application.

Do I have to complete a waiver application each semester?

No. If waived out of the school health insurance for the fall semester, you will automatically be waived out for the spring semester of the same academic year.

How do I apply for a waiver?

Waiver applications must be completed and submitted online.

What information is required to complete the waiver application?

You will need a copy of your insurance identification card as well as a current Evidence of Coverage booklet, which you can obtain from your insurance company.

I do not have all the information to complete the waiver application. What should I do?

Do not log into the waiver site until you have all of the necessary information about your personal insurance in front of you. You have two useful sources of information to help you complete your waiver application.** First, you can refer to your individual plan’s Evidence of Coverage booklet. The booklet is provided by your insurance company and describes all of your benefits and the limitations of those benefits. If you cannot locate your booklet, check your insurance company’s website or call the customer service number on your insurance card and ask for help. As a reminder, you will only have 15 minutes to complete and submit the waiver.

How will I know if my waiver application has been approved or denied?

Once you submit your online waiver application, you will receive an immediate response. The last screen of the online waiver application process will inform you of your approval or denial. Please check your CCA email account for a record of your waiver application approval or denial. Please keep a copy of that email confirmation for your records.

If my waiver application is denied, what options do I have?

You will automatically be enrolled in the CCA Student Health Insurance plan. If you choose to purchase a different insurance plan that meets the CCA waiver requirements and wish to resubmit a waiver application before the waiver deadlines, please email Director of Access & Wellness Services Suzanne Raffeld at sraffeld@cca.edu.

I have waived the CCA Student Health Insurance, but I no longer have comparable personal health insurance. What should I do?

You are required to maintain comparable health insurance at all times during the academic year. If your health insurance coverage is terminated for any reason, you are required to enroll in the CCA Student Health Insurance. To enroll in the plan you must immediately contact Suzanne Raffeld, Director of Access & Wellness Services, at sraffeld@cca.edu.

What if I have already been approved for a waiver in the online system but now wish to reverse that and participate in the college’s health insurance?

If you wish to enroll in the college’s insurance plan but have already been approved for a waiver, you can do so by emailing Suzanne Raffeld , Director of Access and Wellness at sraffeld@cca.edu on or before 4:30pm on Friday, September 13, 2013 for the Fall 2013 term or on or before 4:30pm on Friday, January 31, 2014 for the Spring 2014 term.