Online Waiver FAQ

How do I apply for a waiver?

Waiver applications must be completed and submitted online. The online health insurance waiver site is now live for the Spring 2018 semester. Please follow the instructions below. 

If you wish to waive the CCA Aetna health insurance plan, please go to:jcbins.com. Please select “Domestic student” or “International student.” Then select "I already have insurance and would like to waive" from the drop down menu. Once you submit your online waiver application, you will receive an immediate response. The last screen of the online waiver application process will inform you of either your approval or denial.

You will be asked to submit the following information if you wish to waive:

Insurance carrier name

Medical ID number

Student first name, last name and date of birth

The application to waive participation in the CCA Student Health Insurance must be completed and submitted online no later than 11:59 p.m. on January 23, 2018 for the Spring 2018 term.

For international students: if your insurance plan is not on the waiver list, then you will be required to upload a copy of your policy for review. It must meet all the waiver criteria.

The system will then check if your insurance is active against a national medical clearinghouse. If your insurance is found to be active (and if it meets the criteria listed below), your waiver will be accepted. If you make an error, you have until the waiver deadline (1/23/18) to log in again and re-submit your waiver application.

For domestic students: if your insurance plan is not on the waiver list, then you are not eligible to waive the CCA health insurance plan.

What if I can't log in because I'm not in the waiver system?

Note: If you recently decided to enroll at CCA, you may not be in the waiver system.

If you recently enrolled, you must be registered for courses prior to accessing the waiver site. It will take seven business days before you are entered into the system. You may not be able to log in during this time.

If it has been more than seven business days from the time you have registered, and you are still unable to log in, please email the Dean of Students Office at access@cca.edu.

Please include the following information:

  • Date you registered for courses
  • CCA ID number
  • First name
  • Last name
  • Date of birth

Note: For students registering for the first time with fewer than 7 days from the insurance waiver deadline, please email access@cca.edu immediately so you can be entered into the online waiver system prior to the insurance waiver deadline.

What are the deadlines for submitting my health insurance waiver application?

The application to waive participation in CCA's student health insurance must be completed and submitted online no later than 11:59 p.m. on September 12, 2017 (for the fall 2017 term) or no later than 11:59 p.m. on Tuesday, January 23, 2018 (for the spring 2018 term).

I already have personal health insurance. What benefits does my plan offer in order for me to waive participation in the CCA plan?

Your insurance plan must be active and meet the following criteria to waive participation in CCA's health insurance plan:

  • be owned, headquartered, and operated in the United States
  • provide emergency care within 50 miles of CCA
  • provide primary care services within 50 miles of CCA
  • offer inpatient and outpatient mental-health benefits
  • offer unlimited prescription benefits
  • offer full coverage for all preexisting conditions

The insurance plan of all international students must also meet the additional criteria below in order to waive out:

  • cover repatriation of remains in the amount of $25,000 or more
  • cover medical evacuation expenses of the international student to student's home country in the amount of $50,000 or more
  • plan deductible not to exceed $500 per accident or illness
  • if a copy of your insurance policy is requested, you must be able to provide a copy written in English showing benefit amounts in US dollars.
Do I have to complete a waiver application each academic year?

Yes. Your approved waiver is effective for the current academic year only. If you want to waive participation for the next academic year, you must file another waiver application.

Do I have to complete a waiver application each semester?

No. If waived out of CCA's student health insurance plan for the fall semester, the student will automatically be waived out for the spring semester of the same academic year.

What information is required to complete the waiver application?

You will be asked to submit the following information if you wish to waive:

  • Insurance carrier name
  • Medical ID number
  • Student first name
  • Student last name
  • Student date of birth

The system will then check if your insurance is active against a national medical clearinghouse. If your insurance is found to be active (and if it meets the criteria listed below), your waiver will be accepted. If you make an error, you have until the waiver deadline to log in again and resubmit your waiver application.

For international students: if your insurance plan is not on the waiver list, then you will be required to upload a copy of your policy for review. It must meet all the waiver criteria. 

For domestic students: if your insurance plan is not on the waiver list, then you are not eligible to waive the CCA health insurance plan.

How will I know if my waiver application has been approved or denied?

Once you submit your online waiver application, you will receive confirmation of your approval or denial upon completion.

Please check your CCA email for a record of your waiver application approval or denial. Please also keep a copy of that email confirmation for your records.

If you do not receive this email and if you do not receive an accepted or denied message, this means your waiver application was not submitted and you must log in again to submit your waiver application.

If my waiver application is denied, what options do I have?

You will automatically be enrolled in CCA's student health Insurance plan.

If you choose to purchase a different insurance plan that meets the CCA waiver requirements and wish to resubmit a waiver application before the waiver deadlines, please email the Dean of Students Office at access@cca.edu.

I have waived the CCA Student Health Insurance, but I no longer have comparable personal health insurance. What should I do?

You are required to maintain comparable health insurance at all times during the academic year. If your health insurance coverage is terminated for any reason, you are required to enroll in CCA's student health Insurance plan.

To enroll in the plan you must immediately contact the Dean of Students Office at access@cca.edu.

What if I have already been approved for a waiver in the online system, but now wish to reverse that and participate in the college’s health insurance?

If you wish to enroll in the college’s health insurance plan, but have already been approved for a waiver, you can enroll by emailing the Dean of Students Office at access@cca.edu on or before 11:59 p.m. on Tuesday, September 12, 2017 (for the fall 2017 term) or on or before 11:59 p.m. on Tuesday, January 28, 2018 (for the spring 2018 term).